It is not unusual for a plan to exceed the exact number of months it was originally scheduled to run.  There are several reasons for this other than compensation and interest paid.  It often happens that a creditor files for a larger amount than you thought you owed.  Further, interest rates may be changed, or you may have forgotten a creditor which must be added to your plan.  On the other hand, some creditors may not file a proof of claim; this may shorten the plan length.

It is most important to remember that the length is a close approximation at the beginning of your plan.  The length is dependent on many factors which may change during the course of your plan.  You may contact the Trustee's office if you have questions concerning your plan's length.

No plan is allowed to exceed sixty (60) months, the time limit for completion allowed by the Court.  If this situation exists in your original plan, the Trustee will object to confirmation of the plan.  If it occurs or is discovered after the plan has been confirmed, the Trustee will file a motion that the case be dismissed.  Your attorney can help you in resolving this problem.

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